Credilab is a company focused on micro-financing in the money lending industry and we aim provide the best professional solution to your financial needs in Malaysia.
We provide premium financial services to your everyday needs without any collateral requirements. Easy approval procedures with the shortest processing time will make the loan application simple and fast.
Credilab offers an innovative approach to consumer loan products, which allows us to adapt to your varying needs.
Upon approval, Interest rate not exceeding 12% Per Annum (with collateral) and 18% Per Annum (without collateral)
Yes, there are some statutory chargeable fees that you need to pay such as stamp duty and legal costs.
Credilab now offers personal loan services to customers:
1. 20 to 60 years old
2. Work and live in Penisular Malaysia only
You only need to provide the documents described below:
1. Identity card
Once your personal loan is approved, you will receive an SMS from us telling you the next step to get your cash so that it can be transferred to your bank account.
Credilab currently provides personal loan services to clients working and residing in Peninsular Malaysia only. We will expand our coverage in the near future to provide personal loan services to customers who are employed and self-employed in other states of Malaysia
We are ready to help you. Please contact any of our services channel for assistance:
1. Phone: 1300 880 777
2. E-mail: info@credilab.my
3. Website: www.credilab.my
We intend to process and transfer your personal loan within 24 hours of approval. We will send you an SMS once the cash has been transferred to your personal bank account.
We have provided a section in your contract with details of the maturity date of the loan and the time you need to make repayment of your loan. We advise you to pay on or before the specified date so as not to incur any prescribed debt picker charges or fees.
Refunds can be made by:
Pay with DuitNow
Log in to the internet banking portal.
Yes, early refunds are allowed and encouraged without any penalty charges.
We advise to make your repayment on or before the due date. If you make a late payment, you will be responsible for paying all fees, charges or fees imposed by the Debt Collection Agency.
We thank you for continuing to trust us in providing your immediate financial needs. To continue using Credilab services, you can apply online through our website. We welcome Repeat Loan. If you are a borrower with good payments in Credilab, we have provided a very easy Repeat Loan process for you. Please call us at 1300 880 777 and let us know that you would like to make a Repeat Loan, our Customer Service Representative will assist you. thank you!
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